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"We believe, by successfully partnering with parents of college bound students, we can greatly enhance their education experience without burdening the family with unnecessary financial risk."



For over six years, Ensphere College Planning Services has worked with families of local high school students bound for college. Our mission is to advise parents of college-bound high school students on all phases of college planning. Ensphere College Planning Services offers a unique service in which we show parents how to make college more affordable by managing the college admissions & financial aid process and assisting students in identifying careers, majors, and colleges.

College Financial Planning focuses on high school sophomores, juniors and seniors. We’ll discuss what you need to know to help your children with college preparation and school selection. We’ll guide you through the financial aid process and the information you need to understand in order to maximize the amount of financial aid you are eligible to receive. Even if your family is not eligible for need-based aid, we will cover the best strategies on how to pay for college in the most tax-efficient way—without putting a strain on the rest of your finances.

Discover the "Inside Secrets" college admission directors don't want you to learn. Unpublished scholarship opportunities go begging for lack of applicants. Prepare yourself with strategies to make sure your student gets into the college or university of their dreams. Leave your name, phone number, and email address today. 

We help families planning for college to:

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  • Pick the colleges that will give you the best financial aid packages.
  • Develop a customized plan to meet all of the college costs you will incur as a family.
  • Pay for college in a stagnant economy without relying on 529 plans, expensive private student loans, or raiding your retirement accounts.
  • Understand the new changes to the federal grant and loan programs.
  • Learn how to send your child to an expensive private university for less than a state school.
  • Understand which assets are taken into consideration when the U.S. Department of Education calculates your Expected Family Contribution.
  • Lower your “out-of-pocket” costs and get the maximum amount of money from each school.
  • Understand the difference between merit-based aid and need-based aid.

 



STUDENT LOAN DEBT STRANGLES BUDGETS
ASSOCIATED PRESS -- Every month that Gregory Zbylut pays $1,300 toward his law school loans is another month of not qualifying for a decent mortgage. To read more, go to: http://triblive.com/business/headlines/5844288-74/debt-student-loans#axzz2xqxeMOav

STUDENTS TO FEEL PINCH IN DEBT DEAL
WASHINGTON (CNNMONEY) -- Some students will start owing more on their loans while they're in school under a list-minute debt ceiling deal to keep the country out of default and reduce deficits by at least $2.1 trillion over a decade. To read more, go to:  http://money.cnn.com/2011/08/01/news/economy/debt_ceiling_students/index.htm?hpt=hp_t2
9 Ways To Beat High College Costs
Contact Us

(724) 745-0305
cps@enspherecps.com

 

New! Student Loan Crisis Busts Retirement Savings. Go to Resources for more information.

 


   

Next Workshop

Tuesday, April 22
Cranberry Twp Library
2525 Rochester Rd
Cranberry Twp, Pa 16066


6:30p-7:30p

Click here to register
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